1110 Somerset Lane
Owings, MD 20736

SPACE, PRIVACY, AND A PROPERTY THAT OFFERS SO MUCH MORE! Welcome to this exceptional custom home nestled on approximately 2 private acres in the heart of Owings. BONUS OPPORTUNITY FOR QUALIFIED BUYERS! This home features an assumable FHA loan with an exceptionally low 2.875% interest rate for qualified purchasers. The approximate remaining loan balance is $505,000, offering the potential for significant monthly savings compared to today's market interest rates. According to the local servicing lender, the assumption process is currently estimated to take approximately 35 to 45 days, subject to buyer qualification and lender approval. Offering over 4,200 square feet of thoughtfully designed living space, this property combines the peaceful setting buyers crave with the functionality that's becoming increasingly hard to find. Inside, you'll discover spacious living and entertaining areas, generous bedrooms, and a well-designed floor plan that offers flexibility for today's lifestyle. Energy-efficient geothermal heating and cooling provides year-round comfort while helping reduce utility costs. Car enthusiasts, hobbyists, small business owners, or anyone needing additional storage will appreciate the rare combination of an attached garage plus a detached two-car garage with loft, offering endless possibilities for a workshop, studio, storage, or future expansion. An additional storage shed provides even more space for lawn equipment and outdoor essentials. The expansive two-acre homesite offers room to garden, entertain, play, or simply enjoy the privacy and natural surroundings. Conveniently located with easy access to major commuter routes, shopping, dining, parks, beaches, and all that Northern Calvert County has to offer, this is a rare opportunity to own a property that delivers space, versatility, and long-term value. Homes with this combination of acreage, garage space, energy efficiency, and location seldom become available. Schedule your private tour today and experience everything this exceptional property has to offer. View this listing at: http://katiehallteam.com/mls=MDCA2027364