198 W Paddock Circle • Arnold, MD 21012

$695,000 Beds: 4 • Baths: 3 full • Sq. Feet: 1708 • MLS ID: MDAA2146550 • Subdivision: TWIN HARBORS • School Dist: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Welcome to this spacious 4-bedroom, 3-bath split foyer home situated on an almost half-acre corner lot in the sought-after water-access community of Twin Harbors in Arnold. Freshly painted inside and out, this well-maintained home offers an exceptional combination of indoor comfort and outdoor living. The main level features hardwood floors throughout (seller will provide a $8575 credit for refinishing after settlement), a bright and open living area, and a spacious kitchen complete with stainless steel appliances, a new gas stove, new quartz counters, new tile backsplash, breakfast bar, built-in pantry, and large adjoining dining area. Three bedrooms are located on the upper level, including a generous primary suite with double closets and a private ensuite bath featuring a new vanity and toilet. The renovated hall bath (2022) serves the additional bedrooms, including a secondary bedroom with double closets. The finished walk-out lower level offers more hardwood flooring, a large family room with a cozy gas fireplace, a fourth bedroom featuring a queen Murphy bed, and an updated full bath with new shower, vanity, and toilet. A huge storage and utility room provides ample space for laundry, hobbies, and organization. Outdoor living shines with a private fenced backyard featuring double gates installed in 2021, a resurfaced 16,000-gallon saltwater pool (2022), gazebo, pergola, groundwater well pump for gardening and rainwater use, and a massive 14' x 17' insulated shed/workshop complete with drywall, windows, and air conditioning—ideal for a studio, craft room, workshop, home office, or additional storage. A wraparound composite deck provides the perfect place to relax or entertain. Additional peace of mind includes a whole house generator! Additional highlights include a one-car garage with storage and a new garage door. Twin Harbors has a voluntary community association of just $215 annually, which offers access to community beach, boat slips, a kayak launch, pavilion, playground, and seasonal neighborhood events that create a true sense of connection. This move-in-ready home delivers the perfect blend of space, functionality, and outdoor amenities in one of Arnold's most desirable waterfront communities. View this listing at: http://katiehallteam.com/mls=MDAA2146550

Property Features

  • Garage: 1
  • Taxes: $5,329
  • Basement: Yes
  • Roof Type: Architectural Shingle
  • Exterior: Cedar
  • Parking Notes: 1 Total Parking Spaces
  • Lot Size: 0.47 Acres
  • Lot Dimensions: 0.47 Acre(S)
  • Heating: Forced Air
  • Fuel Type: Natural Gas
  • Cooling: Central A/C
  • Year Built: 1972
  • Fireplaces: 1
  • Water: Public
  • Sewer: Public Sewer
  • Stories: 2.0
  • Additional Structures: Above Grade,Below Grade
  • Fencing Description: Fully, Wood
  • Lot Description: Corner
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 1
  • Parking Features: Concrete Driveway,Brick Driveway
  • Pet Restrictions: No Pet Restrictions
  • Appliances: Oven/Range - Gas,Washer/Dryer Stacked,Dishwasher,Refrigerator,Stainless Steel Appliances
  • Rooms: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Laundry,Utility Room,Bathroom 2,Bathroom 3,Primary Bathroom
  • Basement: Fully Finished,Sump Pump,Walkout Level,Space For Rooms,Windows,Workshop,Daylight, Full
  • Lake Name: Magothy River
  • Swimming Pool: Fenced,Concrete,In Ground,Saltwater
  • Community Amenities: Boat Ramp,Common Grounds,Pier/Dock,Water/Lake Privileges
  • SQFT Total Finished: 1708
  • SQFT Above Finished: 1308
  • SQFT Below Finished: 400
  • Exterior: Outbuilding(s),Private Beach,Gutter System
  • Interior: Combination Kitchen/Dining
  • Flooring: Hardwood
  • Water Access: Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Private Beach,Swimming Allowed
  • Windows: Double Pane

School Information

  • High School: BROADNECK
  • Middle School: SEVERN RIVER
  • Elementary School: ARNOLD
  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Printed July 10, 2026


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Licensed in Pennsylvania
The Katie Hall and Amanda Stevens Team
Katie Hall, Amanda Stevens, Jennifer McDowell, Kyle Stively, Diane Boyd, Jason Williams 

309 West Fourth Street, Quarryville, PA 17566
717-786-1300